Category:OCF-1

Canavan v. Unifund Assurance Company, 2021 CanLII 18912 (ON LAT)^[1]

[1]        The applicant. was involved in motor vehicle accident on January 27, 2014.  The applicant states that as a result of this accident he sustained serious physical and psychological injuries. 

 [2]        The applicant did not submit his application for accident benefits (OCF-1) to the respondent, Unifund, until more than 2 years had passed.  The parties have differing views on the exact date of the submission of the OCF-1 however, both parties agree that it was more than 2 years following the accident.

[3] There is no dispute between the parties that the applicant submitted his OCF-1 outside of the prescribed timelines in section 32 of the Schedule[1]. Instead, the preliminary issue before the Tribunal is whether he has a reasonable explanation for that delay that would permit him to proceed with his application for accident benefits.

^[1]