Credit Reporting: Difference between revisions
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(Created page with "Category:Collection Agencies ==Overview== ===[https://www.ontario.ca/laws/statute/90c33 Consumer Reporting Act, R.S.O. 1990, c. C.33]===") |
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===[https://www.ontario.ca/laws/statute/90c33 Consumer Reporting Act, R.S.O. 1990, c. C.33]=== | ===[https://www.ontario.ca/laws/statute/90c33 Consumer Reporting Act, R.S.O. 1990, c. C.33]=== | ||
Duties and Investigations | |||
To whom reports may be given | |||
8 (1) No consumer reporting agency and no officer or employee thereof shall knowingly furnish any information from the files of the consumer reporting agency except, | |||
::(a) in response to the order of a court having jurisdiction to issue such an order; | |||
::(b) in accordance with the written instructions of the consumer to whom the information relates; | |||
::(c) in response to an order or direction made under this Act; or | |||
::(d) in a consumer report given to a person who it has reason to believe, | |||
:::(i) intends to use the information in connection with the extension of credit to or the purchase or collection of a debt of the consumer to whom the information pertains, | |||
:::(ii) intends to use the information in connection with the entering into or renewal of a tenancy agreement, | |||
:::(iii) intends to use the information for employment purposes, | |||
:::(iv) intends to use the information in connection with the underwriting of insurance involving the consumer, | |||
:::(v) intends to use the information to determine the consumer’s eligibility for any matter under a statute or regulation where the information is relevant to the requirement prescribed by law, | |||
:::(vi) otherwise has a direct business need for the information in connection with a business or credit transaction involving the consumer, or | |||
:::(vii) intends to use the information for the purpose of up-dating the information in a consumer report previously given to the person for one of the reasons referred to in subclauses (i) to (vi). R.S.O. 1990, c. C.33, s. 8 (1); 1997, c. 24, s. 210. | |||
Idem | |||
:(2) No person shall knowingly obtain any information from the files of a consumer reporting agency respecting a consumer except for the purposes referred to in subsection (1). R.S.O. 1990, c. C.33, s. 8 (2). |
Revision as of 02:14, 1 January 2020
Overview
Consumer Reporting Act, R.S.O. 1990, c. C.33
Duties and Investigations To whom reports may be given 8 (1) No consumer reporting agency and no officer or employee thereof shall knowingly furnish any information from the files of the consumer reporting agency except,
- (a) in response to the order of a court having jurisdiction to issue such an order;
- (b) in accordance with the written instructions of the consumer to whom the information relates;
- (c) in response to an order or direction made under this Act; or
- (d) in a consumer report given to a person who it has reason to believe,
- (i) intends to use the information in connection with the extension of credit to or the purchase or collection of a debt of the consumer to whom the information pertains,
- (ii) intends to use the information in connection with the entering into or renewal of a tenancy agreement,
- (iii) intends to use the information for employment purposes,
- (iv) intends to use the information in connection with the underwriting of insurance involving the consumer,
- (v) intends to use the information to determine the consumer’s eligibility for any matter under a statute or regulation where the information is relevant to the requirement prescribed by law,
- (vi) otherwise has a direct business need for the information in connection with a business or credit transaction involving the consumer, or
- (vii) intends to use the information for the purpose of up-dating the information in a consumer report previously given to the person for one of the reasons referred to in subclauses (i) to (vi). R.S.O. 1990, c. C.33, s. 8 (1); 1997, c. 24, s. 210.
Idem
- (2) No person shall knowingly obtain any information from the files of a consumer reporting agency respecting a consumer except for the purposes referred to in subsection (1). R.S.O. 1990, c. C.33, s. 8 (2).